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1. What is the Shariah contract used for Alliance Term Deposit-i (ATD-i) and Junior Smart Term Deposit-i (JSTD-i)?
2. Which of the followings are the correct relationship between the bank and the depositor under a Qard contract?
3. Dato’ Rashid owns a liquor company and he wants to open Islamic current account for his company. Is he allowed to open Islamic current account for his company?
4. Maimunah approaches Alliance bank to open Islamic current account for her company. Do you need to ensure that her company’s nature of business does not contravene with the Shariah principles?
5. Which of the followings are the Shariah requirements that must be complied with regards to Qard contract?

I. The bank under a Qard contract must not grant any benefit to the depositors that is conditional to the Qard contract, either in the form of cash, rebate or in kind.

II. The bank is only allowed to disclose historical information on the rate granted to the customer provided that such information shall not be construed as an indicative rate.;

III. The bank must not disclose, promote or market any indicative rate to the depositor;
6. Which of the following situations complies with Shariah?
7. If a customer wants to open Islamic Saving Account, what kind of agreement that must be executed between the customer and the bank?

I. Murabahah Agreement

II. Agency Agreement 

III. Asset Sales Agreement

IV. Asset Purchase Agreement
8. What is the definition of Wakalah?
9. What is the definition of Qard?
10. Raju opened an Alliance Term Deposit-i (ATD-i) with a 12 months tenure. Upon maturity, he wants to renew the ATD-i for another 3 months. Does Raju need to execute a new agency agreement again for the renewal of ATD-i?
11. Peter is working with The Zouk and he wishes to open Alliance Term Deposit-i (ATD-i) for a 12 months tenure. Is he allowed to open Alliance Term Deposit-i even though he is working with company involved in Shariah non-compliant activities?
12. Which of the following nature of business are not eligible to open Islamic current account?

I. Internet-gaming company

II.Lottery company

III. Tobacco seller

IV. Wine distributor 

V. Gambling company
13. If a customer wants to open Alliance Term Deposit-i (ATD-i), what kind of agreement that MUST be signed by the customer and the bank?
14. Encik Ahmad comes to the Bank to open Islamic saving account. Does he need to sign Agency Agreement in order to open Islamic saving account?
15. What is the Shariah contract used for Islamic Current Account and Islamic Saving Account?
16. You were informed by the Regional Head that your branch performance for Islamic saving account and Islamic current account are not meeting branch’s monthly target. Your colleague suggested to run a campaign of “Get free one umbrella for opening of any Islamic Current Account or Islamic Saving Account” in order to meet the monthly target. What is wrong with the campaign?
17. What is the underlying asset (the subject matter) used under Qard contract?
18. Encik Abu is working for Sport Toto Sdn. Bhd., a gambling company. He was requested by the HR department to open a deposit account for his salary payment. He comes to the Bank’s branch and decided to open Islamic saving account for his salary. Would you open Islamic saving account for him?
19. Halimah wants to open an Islamic savings account for her salary payment. However, during the account opening, the branch uses conventional e-form for opening of Halimah’s account. Does this comply with Shariah?
20. What is the underlying asset used for Junior Smart Term Deposit-i (JSTD-i)?